A no-claims bonus (NCB), sometimes called a no-claims discount, is a car insurance discount recognised by insurance providers. It's a count of the number of years you haven't made a claim on your car insurance policy. So for every year you drive without making a claim on your policy, you gain a no-claims bonus. The benefit of a NCB usually plateaus

Yes, there are different insurance coverage types and they are as follows Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

You may be surprised to know that most drivers can qualify for discounts on policy premiums. Insurance discounts are often available to people who purchase multiple types of insurance policies from the same agency. Discounts may also be available to drivers who have anti-theft monitoring devices installed on their vehicles, as well as those who tak