A minimum level of coverage is required for car insurance. The minimum amount is decided and designed by the WA car insurance companies in such a way that the cost of the loss can be covered up by the survivor of the accident and one should not face any monetary loss. The different car insurances have different minimum coverage - liability and prop

If your vehicle is registered and will be driven on public roads, you need to carry your states minimum liability coverage. Because auto insurance is regulated at the state level, youll have to check with your states DMV department to see how much coverage is actually required. Some states require more comprehensive insurance coverage than others.

The primary reason car insurance is required is because of your liability, i.e., responsibility, for any damage you cause. Although you may carry optional comprehensive and collision coverage to cover your vehicle, the coverages required by most states' laws are bodily injury and property damage insurance. These coverages through state-specific cov