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Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life," is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.
While naming your life insurance beneficiaries ensure you have a second beneficiary name also, prefer specific beneficiaries instead of estate, and be specific with words.
Prudential, MassMutual, Transamerica, MetLife, Northwestern Mutual, New York Life, and Lincoln Financial are some of the top life insurance companies.
Term insuranceAs the name suggests, term insurance offers benefit for a certain time frame. The age limits for every insurance provider's plan varies.
Read MoreWhenever you are getting a life insurance quote, make sure it covers maximum of your expenses if it is a permanent life insurance or if it is a periodic life insurance term, make sure it has a great return value once the period expires.
Read MoreWould You Need Life Insurance?If you have family or other who are financially dependant on you, then investing in life insurance is a must.Which Type Of Insurance Is Required?
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Term life insurance is one of the most popular choices of insurance plan in the US. Plans like these offer a host of advantages; life insurance not only saves you money but also protects your interests in the best possible way. Looking for the benefits it offers? Here are 7.
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