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Whether or not your landlord requires renters insurance, it is something that you should have. In many cases, renters assume that the property insurance that the landlord or owners of the apartment complex has will protect them in the case of a theft or fire.
According to the Independent Insurance Agents and Brokers of America, the average cost is only $12 per month, or $144 per year, for $30,000 of property coverage and $100,000 of liability coverage. That's a fraction of what homeowners pay.
No, you cannot get renters insurance after a theft or burglary. Therefore, it is imperative that you have insurance before the loss occurs.
Pay attention to what you have and what is covered in the insurance policy to avoid paying extra.Not comparing insurance companiesOpting for an insurance company offering the lowest prices is not the best option.
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Wondering what does a staph infection looks like on the skin? It mostly emerges in the form of Boils These can develop in hair follicles or sebaceous glands and produce sacs of pus. The affected area usually reddens and gets inflamed.
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